UK banks and building societies

Guides and explanations for the banks, building societies and app-based banks most people in the UK actually use.

Barclays

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One of the UK's largest high-street banks, with a full retail range and the Barclays app.

Chase UK

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The UK digital bank from JPMorgan Chase, offering an app-based current account and savings.

first direct

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A telephone and digital bank, part of HSBC UK, long associated with its current account and customer service.

Halifax

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A Lloyds Banking Group brand, known for current accounts, savings and mortgages.

HSBC UK

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The UK ring-fenced arm of HSBC, offering current accounts, savings, mortgages and international banking.

Lloyds Bank

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Part of Lloyds Banking Group, one of the largest current-account providers in the UK.

Monzo

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A UK app-based bank with a full banking licence, known for budgeting tools and instant spending notifications.

Nationwide Building Society

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The UK's largest building society — member-owned rather than shareholder-owned.

NatWest

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A major UK retail bank in NatWest Group, alongside Royal Bank of Scotland and Ulster Bank.

Revolut

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A fintech widely used in the UK for currency exchange, travel spending and cards. Check which entity and protections apply to your account.

Santander UK

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The UK arm of the Santander group, with current accounts, savings and mortgages.

Starling Bank

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A UK app-based bank with a full banking licence, offering personal, joint and business accounts.

The Co-operative Bank

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A UK bank known for its customer-led ethical policy, offering personal and business accounts.

TSB Bank

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A UK high-street bank offering current accounts, savings, loans and mortgages.

Virgin Money

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A UK bank offering current accounts, savings, credit cards and mortgages, part of Nationwide since 2024.